The Complete Guide to Co-Browsing

A co-browsing solution lets financial institutions go one step further in their phone calls, video meetings, and chat sessions with customers. By creating an ultra-informative and personalized experience, customers receive a superior quality of support, knowledge and success in their transactions—while institutions see more conversions.
What is co-browsing?

Co-browsing technology (collaborative browsing) uses an authenticated environment to enable dual control of a browsing session. This allows the advisor to assist a customer directly on a website, online application or document in real-time. Co-browsing helps to deliver a high-touch interaction, thereby improving customer satisfaction and engagement so that the same issue is less likely to occur in the future.

Discover more about the nuts and bolts of co-browsing here.

Types of Co-Browsing

Co-browsing is a dynamic solution that can adapt to unique customer-agent situations. Different types of co-browsing tools make it malleable for use across wealth management, retail banking and insurance environments.

View & Highlight

The View & Highlight tool gives an agent access to the customer’s screen. This helps to provide visual context to the customer’s problem. From there, they can use the highlight tool to draw attention to different areas on the screen, providing a visual aid as they talk the customer through the issue.

Embedded Co-Browsing

Embedded Co-browsing is for agent-customer collaboration on an online platform or application, like an e-banking portal. This facilitates dual control of the screen for any tasks carried out within the online self-service environment.

Universal Co-Browsing

Universal Co-browsing tools give the agent and customer additional flexibility to simultaneously browse external websites anywhere on the web. In situations where collaborative research or a quick reference is required, universal co-browsing ensures a seamless and safe customer experience.

Document Co-Browsing

Document Co-browsing is a solution for collaboration on complex forms, documents and contracts. With dual control, agents can help customers to fill out each form field and guide them through any tricky process, creating a high-touch and personalized experience.

Mobile Co-Browsing

Unblu’s mobile SDK powers Mobile Co-Browsing, which lets financial institutions natively integrate co-browsing into their apps or create a unique application. With all the same functionalities as the desktop version, Mobile Co-Browsing makes collaboration services ultra-accessible from an e-banking app on a mobile device.

More co-browsing types and use cases How does Co-browsing work on websites, portals and applications?

Co-browsing software augments the traditional phone, video meeting, or chat sessions, creating a secured digital meeting room where agents and customers can collaborate as flexibly as they would in person.

The functionality of co-browsing is best understood by thinking about it in practice. Imagine a client and an agent in a video call. Here’s a typical step-by-step of how a co-browsing session might look:

The customer is in their e-banking portal and encounters an issue. The customer reaches out to an agent, who identifies that the issue could be easily resolved with visual representation. In this scenario, the agent can ask the client to begin Embedded Co-browsing where they can use a highlighter tool to draw attention to important details. Any sensitive information, such as credit card details, is automatically hidden from the agent through the Field Masking function.

During the meeting, the customer decides they want to view a particular product on a different website. The agent can then send a request to begin Universal Co-Browsing, which the customer accepts. Both can then navigate anywhere on the web in the shared browsing session.

Having seen the product, the customer decides they want to make an application. The agent can then request to begin Document Co-Browsing so that they can help the customer fill out the form.

This is just one example of a customer journey supported by a co-browsing session. You can check out our recent post for more on the solution’s functionality and use cases.

How is co-browsing different from screen-sharing?

Today, making remote meetings more interactive is a key focus for leveling-up customer service. The two main tools that offer on-screen collaboration in video meetings are simple desktop sharing through a screen-share tool,  or a secure co-browsing solution.

Unblu offers both, but we’ll always recommend opting for co-browsing. Only by using co-browsing technology can customer service agents and advisors achieve limitless live engagement while staying 100% secure.

To put it into perspective, let’s take a look at the core differences between co-browsing and screen-sharing

Comparison Unblu Co-Browsing Screen Sharing
Nothing to download or install
Can be integrated in existing app
Highlight the user’s screen
Securely limited to the browser
See the entire screen
Doesn’t slow down bandwidth
High Quality
Works with iFrames
What are the benefits of Co-browsing?

Co-browsing offers a wide range of benefits for the customer, agent, and financial institution who use it. Here are the core benefits for each specific use case.

Customer onboarding

Positive first impression

Deployed during the first point of contact with a financial institution, co-browsing sets the right tone for the customer-agent relationship through a real-time experience. It can speed up the process drastically, helping to ensure a successful conversion and creating a strong first impression of the bank, wealth firm, or insurance company.

Limit drop-off rates

Co-browsing makes informative customer onboarding painless. Applications of co-browsing contribute to lower drop-off rates, making it easier for incoming customers to complete the online process quickly and efficiently.

Customer support

Resolve customer issues faster

With co-browsing, customer support agents can both show and tell, adding a new dimension to the exchange. Visual context and collaborative capabilities lead to decreased average handle time which saves the customer stress—and your support teams’ resources. Implementations of Unblu co-browsing for customer services can result in up to a 50% reduction in support costs.

Create loyal customers

Co-browsing is a simple way to engage customers and creates a space for personalized interactions. Such a human-centric solution has a natural effect on customer loyalty and promotes repeated visits.

Better resolution times

Co-Browsing improves the contact center experience via more efficient service. Implementations boost first-call resolution scores by up to 25%, with a 16% reduction in future support calls on average. It also cuts down the time taken to work through an issue as agents can provide hands-on guidance during a digital customer experience.


More conversions

Implementations of Unblu’s co-browsing solution tend to result in 3x more conversions. Agents can engage with customers at the right time, turning potential obstacles into high-touch customer interactions. Guiding them through the process can make a huge difference to online conversion rates and repeat sales.

More selling opportunities

Co-browsing transforms how agents interact with customers. By combining with audio or video chat, agents can take advantage of cross-selling and upselling opportunities in a way that is relevant to the customer. As a result, users of Unblu co-browsing can expect to see a 20% increase in total transactions.



Remote one-to-one advice

Co-browsing makes it possible to deliver expert and personalized consultations to customers in any geographical region. Giving your customers an experience that equals that of a face-to-face meeting is vital for more complex advice and, in wealth management settings, maintaining a strong client-advisor relationship.

Is Co-Browsing safe?

We’ve seen how co-browsing can enhance the quality of customer service in the financial services industry—but there’s still the question of security. For all its benefits, using third-party software can also present major issues for security if not properly implemented. In the financial sector, compliance and identity authentication must be matters of priority.

Fortunately, Unblu co-browsing software is designed to meet the highest international compliance and security standards. As a snapshot:

Sharing control

Co-browsing doesn’t involve viewing or controlling an entire screen, which may have browser tabs or other applications open. In the interest of privacy, co-browsing only shares the customer’s web browser screen or mobile app, not the entire desktop.

Completely browser-based

Because a co-browsing session can be initiated with a single click, nothing needs to be downloaded or installed. Without a download component or plug-in installation, the use of co-browsing never introduces a malware threat. Co-browsing functions seamlessly in all modern browsers.

Optimized information security

Unblu’s co-browsing solution uses our patented SecureFlowManager (SFM) to secure the banking application. This ensures that the confidentiality of the customer’s data is never compromised.

To discover more on the advanced security features of Unblu co-browsing, head over to our dedicated post here.

Co-browsing implementation: Checklist for financial services

On-premises and in the Cloud

Unblu can deliver an on-premise or cloud deployment of co-browsing—it’s up to you. Our financial cloud is fully ISO 27001 certified and SOC 2 compliant.

Render protected resources

Unblu provides a standard software component called the SecureFlow Manager which securely captures session-specific, protected, and encrypted resources. This way co-browsing is possible even for highly protected environments such as e-banking applications.

Masking sensitive data

By tagging elements of the website, Unblu Co-Browsing excludes sensitive customer data and skips any pre-defined elements from the capturing process. This makes it possible to hide information such as credit card input fields or personal details, which is never transmitted from the customer’s browser to the Unblu server.


Unblu co-browsing can be integrated into almost any system by using our set of APIs and webhooks. As a trusted technology partner of over 160 financial institutions worldwide, we have a lot of experience integrating our solution into call center applications, CRMs, and external messaging platforms.

Runs on mobile

Your customers are mobile—so you be too. Unblu’s mobile SDK gives you the option to natively integrate co-browsing into an existing app or create a separate one if you choose.

Rapid implementation

Unblu has a proven co-browsing implementation methodology to meet the needs of financial services organizations. Through this methodology, we have been able to set up a fully operational system for our customers in under a month.

How does co-browsing work in practice?

Discover how one of the leading Swiss banks implemented co-browsing for improving support and promoting transactions in this infographic.

Why is co-browsing such a popular solution for customer support?

Co-browsing provides the customer support agent with a powerful visual tool that helps to resolve doubts quickly and meaningfully. The knock-on impact of this is lower resolution times, fewer future calls, and reduced customer support costs.

Will co-browsing integrate with existing contact center systems?

Unblu co-browsing can be integrated into almost any system. We have a lot of experience integrating co-browsing into different systems and environments, and our knowledgeable team will work with you to find the best solution for implementation.

Co-browsing & Unblu

Reinvent the capabilities of your customer support teams and advisors with Unblu’s co-browsing solution. By combining personalized communication with visual engagement tools, you’ll deliver an interactive experience that seamlessly satisfies your customers’ needs.

Unblu co-browsing technology is a tried and tested way to cut service costs while customer engagement soars. Discover how co-browsing could give your services a competitive edge by booking onto one of our product demos today.

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